Credit Unions in Canada

Credit Unions in Canada play a very important role in the Canadian financial system. They provide credit and other financial services in many cities accrosss Canada helping Canadian consumers and businesses.

Canadian Cards to Boost Your Purchasing Power and Reduce the Cost of Purchase

Options for Individual Customers Financial institutions in Canada accept applications by residents and citizens of the age of majority. Banks are unlikely to approve your application if you have late payments. The interest rate offered depends on your credit rating. The application requirements vary from one bank to another, but rewards cards with many perks […]

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Ways to Build or Rebuild Credit

Credit history is based on two different factors: revolving credit, such as credit cards, and installment loans, like personal loans. Borrowers who seek to rebuild credit are advised to consider both options –  revolving credit and installment loans. At the same time, borrowers with credit problems and histories of late or missed payments are viewed […]

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Rewards Credit Cards with Added Extras

Airmiles and rewards credit cards feature plenty of added benefits to attract more customers. Different banks and credit unions offer rewards cards, along with supplementary cards and other perks. Customers benefit from discounts on merchandise and apparel as well as experience awards, for example, tickets for shows and concert events. There are credit cards with […]

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Bank Cards with Reasonable Credit Limits

There is a selection of financial products on the market, including secured cards with reasonable limits. While some cards have a limit of $300 or $500, there are products with better terms. Payment History and Other Factors Banks take a number of factors into account, but the most important ones include personal income and credit […]

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Business Financial Solutions

Banks, credit unions, non-bank lenders, and governments offer small business loans. Borrowers can choose from different financial solutions such as commercial and business term loans, cash flow finance, business loans and lines of credit, and others. Applicants for business funding can choose from disaster and real estate loans, micro-loans, and others. Banks also offer professional, […]

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CIBC Partners and Merchants

Businesses and individual customers are offered international and specialty services, investment tools, credit cards, and other products. There is a selection of premium and popular cards, including rewards, business, and student cards. Retail and Rewards Cards and Added Benefits The bank offers a selection of retail rewards and everyday cards such as CIBC Tim Hortons […]

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How to Benefit from Investing

Mutual and hedge funds offer multiple benefits, but the risk must be carefully assessed as well. Investors opt for hedge and mutual funds for many reasons, including higher returns. When choosing between different investment solutions, there are many factors to consider, including asset allocation, risk, and so on. Investors look at different factors such as […]

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Lending Criteria for Consolidation Loans

A secured loan is one option for borrowers, and they are usually offered a lower interest rate and a longer repayment term. Depending on the type of loan, some form of security or a co-signer may be required. Another option is to consolidate high interest credit cards to avoid interest charges. Financial institutions offer various […]

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Credit Card Solutions with Rewards and Other Perks

Finance companies, banks, and non-bank providers offer secured and unsecured credit cards. There are prepaid, department store, no annual fee, and other products. Products for Creditworthy Customers Clients with good credit can choose from different products, including low-interest loans and credit cards. The choice of card depends on whether you pay the HBC credit card […]

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Car Dealerships – Save If You Compare

Customers who want to secure a lower interest rate apply for secured loans which are safer for banks. Financial institutions advertise auto loans with affordable monthly payments, flexible repayment terms, and competitive interest rates. Check for credit insurance, prepayment penalties, and other hidden fees and charges. Banks also offer unsecured loans to borrowers with a […]

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