Options for Individual Applicants

BMO offers a wealth of financial products to existing and new customers, including travel and financial planning services, investment vehicles, loans, LOCs, and credit cards. Credit cards are of several types, standard, affinity, and rewards cards with points toward charitable donations, theatre and events tickets, products, and more.

Cards with Bonus Points

Specialty cards feature premium flight discounts and points redeemable for merchandise, including wireless speakers, blankets and duvets, headphones, and more. Clients with rewards credit cards choose from merchandise in multiple categories, including kitchen, wellness and health, toys, and others. Points can be redeemed toward live events, award winners, and experiences, including kayaking, spa, and others. There are specialty cards such as the BMO World Elite MasterCard that feature unlimited rewards, travel credit, VIP airport lounge access, and more.  The card features no markups, points toward investments, travel discounts, and other benefits. Customers benefit from optional features such as roadside assistance, winching, extrication, battery replacement, and more. Other business credit cards include the BMO CashBack MasterCard for Business and the BMO Premium CashBack MasterCard.

BMO offers a variety of consumer cards¬† “http://bmo-credit-card.creditcardreview.ca/” for clients with different credit profiles, from poor to stellar. Personal credit cards feature different loyalty programs, no annual fees, and free rewards. Customers are offered prepaid cards by MasterCard, featuring low annual fees and travel benefits. Additional cards are also offered for a small fee. The bank also offers popular credit cards such as the BMO Air Miles and World Elite MasterCard. Student cards feature generous discounts and points toward travel, gifts, merchandise, and theatre tickets. BMO also features union, sports, and other affinity cards to help customers support charities and other establishments. The bank partners with different establishments such as Doctors of BC and the Union of Taxation Employees. BMO MADD Canada is one card with exclusive discounts, pre-authorized debit, and other features. With some affinity cards, the bank requires a minimum income of $100,000 for households and $60,000 for individual customers, but there are plenty of benefits, including 21 grace days and cash rebates. Another option is the BMO Canadian Red Cross MasterCard which goes with an interest rate of 19.9 percent, vehicle coverage, and free additional cards. BMO offers other options that support foundations, associations, societies, and institutes.

Options for Businesses

BMO features a selection of borrowing tools for business customers, including commercial and term loans and credit cards. Clients are offered cards with low annual fees and points toward deals, travel specials, and weekend retreats. In addition to credit cards, businesses are offered term loans to buy real estate and equipment.