Credit unions, online companies, airlines, and big banks such as Scotiabank and the Bank of Montreal offer airmiles cards to customers. Travel cards are available to existing and new individual customers and businesses. Issuers offer platinum and other specialty cards with benefits such as discounts toward accommodation, hotel upgrades, and others. Specialty cards feature shopping assistance, access to special events, and hospitality services. Financial institutions offer signature services, vacation planning advice, and discounts on luggage shipping, dining, and admission. Cards with no foreign transaction fees are ideal for frequent travelers and international travels. Customers can choose from attractive and last minute offers, including beach hotels and honeymoon suites. Financial institutions also partner with major Canadian and other airlines and offer bonus points toward air travel. The Royal Bank of Canada offers promotions, flight deals, and extra points. Long haul flights to Alaska and Hawaii require between 45,000 and 55,000 rewards points. Cards that offer flexible redemption schedules include RBC Visa Business Avion and Avion Visa Infinite Privilege.
Specialty credit cards offer platinum benefits such as pre-sale tickets, annual fee waivers, membership rewards, and other perks. Some issuers offer cards with shopping deals, food and wine tastings, roadside dispatch, and others. Specialty cards feature free international shipping and discounts at luxury restaurants. There are airmiles cards with discounts on spa and accommodation, golfing supplies, clothing, and other items. Banks offer specialty cards with discounts on aquarium admission, ocean centers, and merchandise, including electronics and accessories. Additional cards are offered to close family members such as domestic partners, siblings, parents, children, and spouses. While airmiles cards offer plenty of exclusive benefits, some issuers charge high annual fees and processing fees. Ask about the fees and interest if you only pay the minimum. If you have poor or average credit, you may qualify for a secured card with travel benefits.
Criteria and Approval
Airmiles cards are reserved for high income earners and creditworthy applicants. Financial establishments require that applicants provide their social insurance number to run a credit check. Provide information about your monthly rent or mortgage amount.